One Two Support Travel Insurance for Japan Visitors

■□ One Two Support Travel Insurance for Japan Visitors □■

・“One Two Support Travel Insurance for Japan Visitors” is insurance service which provides compensation for treatment due to sudden illness or injury during coverage period with payment-less service, and interpretation service at medical institutions.

・This service is an overseas travel insurance contract (comprehensive agreement) which names Okinawa Tourist Service Company as the policyholder. Foreign travelers who have opted for「VIP Premium Plan」under Okinawa Tourist Service Company, are named as the insured persons under the policy.

Compensation item Details
Injury Treatment Fee Medical expenses incurred from doctor’s treatment due to injury during insured period.
Disease/Sickness Treatment Fee Medical expenses incurred from doctor’s treatment due to onset of disease/illness during insured period.
Transportation Expenses Transportation cost from existing location to a hospital at home country while ongoing treatment.

※Please note that this service is only applicable to “Covered person” as indicated below.

■This service benefits

■Service details

■□ Covered person

The person who opted for 「VIP Premium Plan」under Okinawa Tourist Service Company and registered under the car rental contract.

■□ Covered period

The coverage period is effective from the point that the passenger enters the contract between Okinawa Tourist Service Company and the lessee of the car rental in Japan, until the insured person completes the procedures of leaving the Japan territory (limited up to 30 days).

■□ Insured amount ‧ Deductible amount

Insurance coverage and insured amount per person are listed as follows:

Compensation item Injury Treatment Fee Disease/Sickness Treatment Fee Transportation Expenses
Insured amount JPY 5,000,000 JPY 5,000,000 JPY 5,000,000
Deductible amount JPY0 JPY0 JPY0

※1Treatment related to any pre-existing conditions (any condition that the insured already has prior to enrollment in the insurance plan, such as the continuous treatment of injury, periodic check-ups for chronic illness), pregnancy, child delivery, premature delivery, miscarriage, dental diseases, etc., are not covered under this compensation.

※2Any accidents that might occur while using the rental car indicated on your rental contract will be covered by the automobile insurance.

■□ Compensation Details

Compensation item Conditions under payment of insurance Conditions under non-payment of insurance
Injury treatment If the insured person suffers accidental injuries during the coverage period, we shall pay the actual expenses as per incurred for treatment of the direct injury in Japan within the coverage period.
  • 【Covered Cost】
  • ①Doctor’s consultation fee.
  • ②The cost of treatment, medicine, usage of treatment equipment and medical devices/tools, as prescribed by doctor.
  • etc.
  • The following items are not covered:
  • ●Cost incurred by the policyholder/insured person due to intentional or gross negligence reasons.
  • ●Injuries caused by suicide act, crime act or fighting act.
  • ●Treatment of brain diseases, mental health conditions or bleeding/infection, etc.
  • ●Neck pain, low back pain and other medically unrecognizable symptoms.
  • etc.
Disease/sickness treatment If the insured person contracted a disease during the coverage period, we shall pay the actual expenses as per incurred for the treatment in Japan within the coverage period.
  • 【Covered Cost】
  • ①Doctor’s consultation fee.
  • ②The cost of treatment, medicine, usage of treatment equipment and medical devices/tools, as prescribed by doctor.
  • etc.
  • The following items are not covered:
  • ●Cost incurred by the policyholder/insured person due to intentional or gross negligence reasons.
  • ●Injuries caused by suicide act, crime act or fighting act.
  • ●Pregnancy, birth delivery or infection/bleeding caused by premature delivery.
  • ●Neck pain, low back pain and other medically unrecognizable symptoms.
  • ●Dental diseases.
Transportation Expenses Expenses incurred by the insured will be compensated only for the following circumstances:
  • ①Hospitalization for 3 consecutive days or more due to injuries caused by sudden accidental factors during coverage period.
  • etc.
  • 【Covered Cost】
  • ①The cost of search, rescue operation or transfer when stranded.
  • etc.
The following items are not covered:
  • ●Cost incurred by the policyholder/insured person due to intentional or gross negligence reasons.
  • ●Injuries caused by (suicide act) crime act or fighting act.
  • ●War, foreign military invasion etc.
  • ●Radiation exposure, radiation contamination
  • ●Neck pain, low back pain and other medically unrecognizable symptoms.
  • etc.

■□ Services

(1)Medical facilities arrangement service

Per customer’s request, we will provide information of medical institutions where foreign travelers can consult (partner hospitals with Paymentless Service/nearest medical institutions).

(2)Treatment paymentless service

For partnering hospitals, treatment fee can be settled without the need for upfront payment (Paymentless Service).
※This service may not apply for some cases such as medical conditions not covered by this compensation service, etc.

(3)Medical interpretation service by phone

In case of difficulties in communication between the customer and the physician in a medical institution, a staff (operator) who has finished a specialized medical interpreter training will assist to interpret.

(4)Emergency transfers / repatriation of bodily remains

We will arrange a transportation within Japan or to customer’s home country in case an emergency transfer is necessary, transportation of bodily remains to home country, etc.

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